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SIP Calculator

Systematic Investment Plan (SIP) calculator helps you estimate returns on your mutual fund investments

Investment Summary

Total Investment₹600,000
Estimated Returns₹561,695
Total Value₹1,161,695

Investment Breakdown

Year-wise Breakdown

YearInvested AmountEstimated ReturnsTotal Value
1₹60,000₹4,047₹64,047
2₹120,000₹16,216₹136,216
3₹180,000₹37,538₹217,538
4₹240,000₹69,174₹309,174
5₹300,000₹112,432₹412,432
6₹360,000₹168,785₹528,785
7₹420,000₹239,895₹659,895
8₹480,000₹327,633₹807,633
9₹540,000₹434,108₹974,108
10₹600,000₹561,695₹1,161,695

Understanding SIP (Systematic Investment Plan)

A Systematic Investment Plan (SIP) is a disciplined way of investing in mutual funds. It allows you to invest a fixed amount at regular intervals (daily, weekly, monthly, or quarterly).

Benefits of SIP

  1. Rupee Cost Averaging: You buy more units when prices are low and fewer units when prices are high, averaging out the cost of acquisition.
  2. Power of Compounding: Investing small amounts regularly over a long period allows your money to grow exponentially due to compounding.
  3. Financial Discipline: SIPs inculcate a habit of regular saving and investing.
  4. Flexibility: You can start with a small amount (as low as ₹500) and increase it as your income grows.

How this Calculator Works

This calculator uses the compound interest formula to estimate the future value of your investments.

  • Monthly Investment: The amount you plan to invest every month.
  • Expected Return Rate: The annual rate of return you expect from your investment.
  • Time Period: The duration for which you plan to invest.

Note: Mutual fund investments are subject to market risks. The actual returns may vary depending on market conditions.

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